Why One-Day Insurance Exists
Not everyone needs a full policy. One-day insurance provides 24 hours of cover, ideal for occasional or one-off needs. Popular reasons include:
- Borrowing a car for the day
- Driving a newly purchased car home
- Sharing long journeys with a friend
- Covering a car during a short-term stay
How It Differs From Annual Policies
With annual policies, you’re tied into 12 months of payments. One-day policies, by contrast, offer:
- Comprehensive cover for 24 hours
- No effect on the owner’s existing policy
- Instant online approval if you qualify
Who Can Apply
Most insurers require drivers to:
- Be aged between 21 and 75
- Hold a full UK licence (some allow EU licences)
- Drive a standard, roadworthy vehicle
Scenario Example
You buy a second-hand car on a Sunday morning. Annual insurance quotes are high, but you may need to get the car home safely. One-day cover lets you arrange protection instantly and drive legally, giving you time to shop for a full policy later.
FAQs About One-Day Insurance
Can learner drivers get one-day cover?
Generally, no. Learners usually need separate learner driver policies.
Does it include breakdown cover?
Not always. Some providers offer it as an optional extra, but it isn’t standard.
Can I extend if I need longer?
Yes, most providers allow you to buy additional days if needed.
Lasting Impressions:
One-day car insurance is designed for convenience. If you only need cover for 24 hours, it’s a quick, flexible solution that ensures you stay legal and protected without committing to a full annual policy.